The House Bill.
If the House Bill were voted into law, this is how healthcare funding would change:
- End insurance subsidies to 10.5 million middle-income families.
- End out-of-pocket subsidies to people earning <$30,000.
- Replaces subsidies with tax credits of $2,000-$4,000.
- Allow insurance companies to sell policies that exclude:
- mental health
- prescription drugs
- Charge 30% higher rates, for 1 year, if someone has a 63+ day gap in coverage.
- Charge higher rates without a 30% cap, for as long as desired, if that person has a pre-existing condition.
- Give States $8 billion to insure very sick people.
- No longer require everyone to have insurance. No penalty if you don’t have insurance.
- Employers with >50 people don’t need to provide health insurance any more.
- Adult children can still stay on parents’ policies until they are 26.
- Stop giving states money to expand their Medicaid programs.
- Stop taxing wealthy people to pay for subsidies.
- Double the amount people can set aside in Health Savings Accounts.
- Keep the best free healthcare for Congress and their families.
Summarized from PBS News Hour reporting “What’s in the House GOP Healthcare Bill,” except point 14: PBS
Death Rate Among Older African Americans Declines -27%.
Deaths for ages 65+ fell -27% between 1999 and 2015:
- Improvements in civil rights led to improved socioeconomic status
- Decreases in heart disease, cancer and stroke NPR
Clinic for African-Americans Opens in San Jose.
Hyper-targeted healthcare, Roots Community Health Center: The Mercury News
Can’t Hire Enough Caregivers? There’s an App for That.
Employers are scrambling to hire caregivers. That puts caregivers in a seller’s market. A new startup — Reciprocare — connects agencies with caregivers, and helps caregivers pick the best agencies. Technical.ly
A Look at Senior Community Discounts
Capital Senior Living (NYSE: CSU) was offering discounts of $1,500 to $4,500 to undercut competitors in hot markets. They stopped offering discounts in January because demand is better: Senior Housing News
People are Like Horses
A horse builds muscle after 12 weeks of training. Horses age from inflammation — which can be changed from diet. Older horses need more time to warm up and cool down. And exercises is vital to their wellbeing. Just like people. TheHorse.com